Your manufactured dream home is a big decision and a big purchase. Finance your new manufactured home and put you into easy, affordable monthly payments that won’t overburden your family. The truth in this economy is that financing IS available. Let us go to work for you.
Types of Loan available on a Manufactured Home include but not limited to:
Home Only – lien is placed on the home title only.
Land as Down Payment – home buyers can use their land as a down payment. Land must be paid for.
Land Home Loan – home buyers can use this loan for the purchase of land and home, one time close with the construction loan built into the loan. It keeps you from fronting all the money.
Equity Program from 21st Mortgage – financing option for almost any home buyer, including those with poor credit. Minimum down payment required. Minimum down payment will be substantially greater than our standard programs.
Alternate income from 21st Mortgage – For the self-employed home buyer, independent contractors, or have cash based or tip based jobs.
Co-signer – use this program to help offset a limited credit applicant.
Buying home for a family member – help a family member purchase a home.
Vacation Housing – vacation homes, camps, etc.
Pre-Owned Homes Program – financing options for used homes.
LandPlus Program from Triad Financial – a financing option that allows a customer to utilize the equity they have in currently owned real estate for a down payment without the closing cost of a Land Home transaction. This is a home only product with added collateral. (Land must be in customer’s name prior to closing. No land improvements may be financed, only hook-ups)
STEP 1: DECIDE ON A HOME
STEP 2: APPLY FOR A LOAN
STEP 3: APPROVAL ACCEPTANCE
STEP 4: LOCK IT IN
STEP 5: REQUESTED DOCUMENTS DUE
• driver’s license
• current pay stub
• social security card
• most recent W-2
• 2 mos. bank statement
• down payment
STEP 6: CLOSING DOCUMENTS
STEP 7: HOME DELIVERY